For much of my early life, the words good, evil, and Satan carried enormous weight. They were not abstract ideas. They were forces. Real. Immediate. Dangerous. I grew up Seventh-day Adventist, and in that world Satan wasn’t symbolic. He was active. He could infiltrate objects, influence thoughts, possess people through the wrong book or ritual.
Creativity doesn’t vanish. It rises and settles. This short reflection explores the natural rhythm between inspiration and the quieter work that follows—and why both matter.
Creative flow isn’t one thing—it comes in phases. This post breaks creativity into two simple modes and explains how knowing which one you’re in can make creating easier and more sustainable.
Snowfields ❄️ and ocean waves 🌊 are made of the same wild element—water that moves, shifts, destroys, creates. This story explores how riding both teaches discipline, humility, risk management, and the deeper creative fire that comes from surviving wipeouts.
At real scale, communication simplifies. This post explores “lightspeed thinking” — source-code communication beneath language — and why creative entrepreneurs need both the tow-in ski and the rescue ski to survive big waves.
Your Portfolio Withdrawal Amount won’t stay the same—every year inflation and taxes shift the target 🎯. This guide walks you through how to project your future needs, how your account types affect real income, and how to use the embedded calculator to see the impact instantly 📈💡. A must-read step before building the rest of your retirement plan 💰.
Most creatives and entrepreneurs wait too long to build a financial plan and have to take the steep trail ⛰️. I did too. From running an early online business (back when you had to know HTML and CSS) to digging out of massive debt, I’ve lived both the digital “speed of light” ⚡world and the slow, steady world of personal finance. 📓 This post shares the real story behind how I combined both to rebuild my life—and why you should start sooner.
🌲 Simple doesn’t mean basic. This DIY series breaks complex decisions into real steps — so you spend less time worrying about money and more time living your adventure.
You might have thought I wasn’t coming back. That s fair a lot of people start talking about financial planning and then disappear when it gets messy. But that’s what I do. I help clients walk straight into their messy financial…
Every solid financial plan starts with a clear picture of where you stand. These three tools — your Net Worth, Cash Flow, and Spending Plan — will help you measure, track, and manage your money like a pro. Download the free templates to start building your plan today.
